Medicare covers medically necessary expenses for people with endometrial cancer. There may be some out-of-pocket costs to pay. However, there are also programs that offer extra support.

Medicare covers treatment for most types of cancer, including endometrial cancer.

The different parts and plans of Medicare cover various aspects of care, which could relieve some of a person’s financial pressures.

Glossary of Medicare terms

  • Out-of-pocket cost: This is the amount a person must pay for care when Medicare does not pay the total amount or offer coverage. Costs can include deductibles, coinsurance, copayments, and premiums.
  • Premium: This is the amount of money someone pays each month for Medicare coverage.
  • Deductible: This is an annual amount a person must spend out of pocket within a certain period before Medicare starts to fund their treatments.
  • Coinsurance: This is the percentage of treatment costs that a person must self-fund. For Medicare Part B, coinsurance is 20%.
  • Copayment: This is a fixed dollar amount a person with insurance pays when receiving certain treatments. For Medicare, this usually applies to prescription drugs.
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Medicare covers preventive screenings, diagnostic tests, and inpatient and outpatient care for people with endometrial cancer.

Original Medicare

Original Medicare is made up of Part A and Part B. Both of these cover Medicare-approved and medically necessary costs relating to endometrial cancer.

Medicare Part A helps pay for cancer care and treatment a person receives as an inpatient in a hospital, skilled nursing facility, or hospice setting and covers some home health therapies. It may also cover short-term skilled nursing facility care and end-of-life expenses.

Medicare Part B covers outpatient appointments, such as those for the diagnosis and treatment of medical conditions, including endometrial cancer. It also covers preventive care, such as cancer screening.

Part B also helps pay for outpatient treatments, such as radiation and some chemotherapy that a person receives in a doctor’s office. However, Part B alone does not cover the majority of prescribed medications.

Learn more about Original Medicare.

Prescription drug plans

If a person has Original Medicare, they can purchase a prescription drug plan (PDP), also known as Medicare Part D.

Private health insurance companies administer PDPs. These plans cover take-home prescribed drugs that may include chemotherapy or medications that can help with cancer treatment’s side effects, such as antiemetics.

PDPs are not available to most people who have a Medicare Advantage plan.

Read more about Medicare Part D.

Medicare Advantage

Medicare Advantage (Part C) covers the same benefits for endometrial cancer as Original Medicare does. Private health insurance companies administer these plans.

Medicare Advantage combines Part A and Part B under one policy, sometimes including additional benefits and prescription drug coverage.

Medigap

Medicare supplement insurance (Medigap) helps cover the out-of-pocket costs associated with Original Medicare. These costs include coinsurance, excess charges, and deductibles.

Private health insurance companies also administer these plans.

Learn more about Medigap and how it works.

People can expect some out-of-pocket costs with Medicare.

Part A

A person is usually eligible for premium-free Part A coverage, providing they have worked for at least 40 quarters during their lifetime.

In 2025, a person must pay the Medicare Part A deductible of $1,676 before the plan covers eligible costs.

Individuals must pay the deductible for each benefit period that begins when they are admitted to the hospital and ends when they have not received any inpatient care for at least 60 days.

Part A also has a daily copayment of:

  • $0 for days 1–60 after the deductible is met
  • $419 for days 61–90
  • $838 for days 91 onward

Part B

The 2025 Medicare Part B out-of-pocket costs consist of:

  • a $185 premium each month
  • a $257 annual deductible
  • a 20% coinsurance of eligible costs once a person has paid the deductible in full

Medicare Advantage

Those with Medicare Advantage may have varying costs, depending on the plan type or plan provider.

PDPs

As with Medicare Advantage, the costs associated with PDPs depend on certain factors, including:

  • the private health insurance company that administers the plan
  • the medication prescribed
  • the type of plan

PDPs may also have copayments and deductibles, but in 2025, a PDP deductible cannot cost more than $2,000.

Medical costs can be overwhelming, but there are programs in place to help those who qualify due to having limited incomes and resources.

Medicaid, for example, is a joint program run between federal and state governments that helps people with their healthcare costs. A person can check their eligibility using the Medicaid website.

A person may also qualify for one of four Medicare savings programs (MSPs) to help pay premiums, deductibles, copayments, and coinsurance.

In addition, if an individual qualifies for Medicaid or an MSP, they also qualify for the Extra Help program. This helps a person pay for the costs associated with prescription drugs, such as premiums, deductibles, and copayments.

Medicare resources

For more resources to help guide you through the complex world of medical insurance, visit our Medicare hub.

All main Medicare plans cover many services and treatments for endometrial cancer, including preventive, diagnostic, and inpatient services.

There may be some out-of-pocket costs for premiums, deductibles, copayments, and coinsurance.

However, people with limited incomes and resources may qualify for Medicaid, MSPs, or Extra Help, which can all help with healthcare costs.