Fluoxetine is a generic drug prescribed for certain mental health conditions, including depression. It’s available as the brand-name drug Prozac. The cost of fluoxetine, with and without insurance, can depend on several factors.

Fluoxetine is prescribed to treat:

Fluoxetine oral capsule in combination with olanzapine oral tablet is prescribed to treat depressive episodes of bipolar I disorder in adults and some children. This combination of medications is also used to treatment-resistant depression in adults.

Keep reading to learn about cost and fluoxetine and ways to save money on your prescriptions. For other information, including details about its uses, see this in-depth article on fluoxetine.

As with all medications, the cost of fluoxetine can vary. Factors that may affect the price you’ll pay include your treatment plan, your insurance coverage, and the pharmacy you use. It may also depend on the form of fluoxetine your doctor prescribes. Fluoxetine is available in the following forms:

  • oral tablet
  • oral solution
  • oral capsule
  • delayed-release oral capsule (“Delayed release” means the drug releases slowly into your body over time.)

To find out what the cost of fluoxetine will be for you, talk with your doctor, pharmacist, or insurance provider. Or look below in the next section to learn how much you can save by using an Optum Perks coupon.

To save money on your fluoxetine prescription, explore these Optum Perks coupons.

Here are answers to some frequently asked questions about drug cost and fluoxetine.

Is the cost of fluoxetine 20 mg similar to the drug’s other strengths?

Most likely. Fluoxetine oral tablet, solution, and capsule come in a strength of 20 milligrams (mg). These dosage forms come in other strengths as well. It’s unlikely there’s a large cost difference between them.

Factors that could affect what you pay for fluoxetine include:

  • whether you’re paying out of pocket or have insurance
  • the quantity you’re prescribed (such as a 30-day or 90-day supply)
  • the pharmacy you use

To learn the exact cost you’d pay for fluoxetine, ask your doctor or pharmacist. But if you use insurance, contact your insurance plan provider. Ask them about your specific plan benefits, including your drug copay amount.

You can refer to the next question if you’d like to know about the cost of fluoxetine without insurance.

What does fluoxetine cost without insurance?

The price you’ll pay for fluoxetine if you don’t have insurance can vary based on several factors. But typically, the cost is higher without insurance.

There are other factors that could affect what you pay for this drug. These include:

  • the quantity you’re prescribed
  • whether you apply and qualify for any available savings programs (see “Financial and insurance assistance”)
  • your dosage
  • the pharmacy you use
  • the form of the drug you’re prescribed (such as the oral tablet or delayed-release oral capsule)

To determine what you’d pay for this medication without insurance, ask your doctor or pharmacist. You may also want to contact several pharmacies to compare their prices for fluoxetine.

Check out Optum Perks for estimates of fluoxetine’s price when using coupons from the site. The coupons cannot be used with insurance benefits or copays. (Optum Perks is a sister site of Medical News Today.)

Fluoxetine is a generic drug, which means it’s an exact copy of the active ingredient in a brand-name medication. A generic drug is considered to be as safe and effective as the original drug. And generics tend to cost less than brand-name drugs.

Fluoxetine is available as the brand-name drug Prozac. If your doctor has prescribed fluoxetine and you’re interested in taking Prozac instead, talk with your doctor. They may prefer one version or the other. You’ll also need to check with your insurance provider, as it may cover only one or the other.

To find out how the cost of this brand-name drug compares with the cost of fluoxetine, talk with your doctor, pharmacist, or insurance provider.

If you take fluoxetine long term, you may be able to lower its cost in the following ways.

Getting a 3-month supply

You may be able to get a 90-day supply of fluoxetine. If approved by your insurance company, getting a 90-day supply of the drug could reduce your number of trips to the pharmacy and help lower the cost. If you’re interested in this option, check with your doctor, pharmacist, or insurance provider.

Using a mail-order pharmacy

Fluoxetine may be available through a mail-order pharmacy. Using this type of service may help lower the drug’s cost and allow you to receive your medication without leaving home. Some Medicare plans may help cover the cost of mail-order medications. You may also be able to get a 90-day supply of the drug via mail order.

If you don’t have health insurance, talk with your doctor or pharmacist. They may be able to suggest online pharmacy options that could work for you.

If you need financial support to pay for fluoxetine, consider looking into websites that offer cost resources and information. Two such websites are:

These sites can provide details about drug assistance programs, ways to make the most of your insurance coverage, and links to savings cards and other services.

Below is information you may want to consider if you have insurance and receive fluoxetine.

If you have insurance, your insurance company may require prior authorization before it covers fluoxetine. This means the company and your doctor will discuss fluoxetine in regard to your treatment. The insurance company will then determine whether the medication is covered. If a drug requires prior authorization but you start treatment without the prior approval, you could pay the full cost of the medication. You can ask your insurance company whether fluoxetine requires prior authorization.

Disclaimer: Medical News Today has made every effort to make certain that all information is factually correct, comprehensive, and up to date. However, this article should not be used as a substitute for the knowledge and expertise of a licensed healthcare professional. You should always consult your doctor or another healthcare professional before taking any medication. The drug information contained herein is subject to change and is not intended to cover all possible uses, directions, precautions, warnings, drug interactions, allergic reactions, or adverse effects. The absence of warnings or other information for a given drug does not indicate that the drug or drug combination is safe, effective, or appropriate for all patients or all specific uses.